HOWARD’S JEWELRY & LOAN (8-page short thriller screenplay) by James Williams
A boxer pays a visit to his loan shark after being told he has exactly one hour to settle his outstanding debt.
Tied for 2nd place (writer’s choice) in September’s OWC was this nifty little short about a 67-year-old loan shark named Howard who’s way past his prime. He’s not quite as good at collecting debts as he used to be back in his heyday. Especially in this instance when a young, spry 20-something boxer named Marcus barges in to set things straight.
In peak physical condition, Marcus easily beats the tar out of Howard’s “muscle” guarding the door. He’s owed Howard 50-large for a while now. But, after getting paid a visit by a pair of Howard’s thumb-breaking cronies – who Marcus easily handled – Marcus is here to tell Howard that he’s just not going to pay him.
MARCUS
Loan sharking is a dying business,
Howie. Can’t make people pay if they
ain’t scared. Shit, can’t kill anyone
these days and get away with it. You
watch that Forensic Files? They bust
everyone now. Consider this a life
lesson. It might be time to look for
a new profession.
HOWARD
I’m 67 years old. I don’t know how to
do anything else.
In pulpy stories like these, it’s usually the aging boxer who’s out of his prime, which is why I found this throwback-style crime tale so unique. It seems as though Marcus has the upper hand. But with age comes wisdom and Howard is somehow able to cleverly redirect the conversation and overall situation into his favor.
The clever dialogue really elevates the story, effectively building tension through conversation in ways that loud, run-of-the-mill, action crime-thrillers often fail to accomplish. And with one location and only three characters, this would be about as easy to shoot as a film can get, especially with COVID precautions in effect. As far as crime stories go, this one packs a punch.
BUDGET: Low. One-location (an office room at a pawnshop) and three actors.
ABOUT THE WRITER: James Williams was born and raised in Northeast Ohio. His passion for film started at a young age when he spent weekend evenings attending movies with his father. After some life changing events in his thirties, he began to pursue his passion for film by writing screenplays. His second feature, The Blood Loop, was an Academy Nicholl quarter finalist. After a few successful short scripts were produced by other filmmakers, James decided to pick up the camera himself. Self-taught from YouTube tutorials, reading books, and filling any spot he could on local film crews, James finally shot his first film, Cooper’s Monster with his wife and one-year old son. One year later James has four films under his name and is progressing as a filmmaker. He gravitates towards making the type of popcorn horror movies he and his dad so loved at the cinema. James can be reached at: jdaddy6688 (a) sbcglobal.net
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About the Reviewer: Michael J. Kospiah is the award-winning screenwriter of critically acclaimed indie-thriller, The Suicide Theory (79% Rotten Tomatoes – available on Amazon Prime, Itunes, Google Play, etc) and 2020’s upcoming Aussie thriller, Rage. His horror feature, They Never Left is currently in development.
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